
Insurance
Insurance companies decide how much they are going to charge you, in part, by looking at your past driving record. They do not just look at your accident record. They look at all available data, including traffic tickets. If you get a traffic ticket in Miami and you pay the ticket, you are telling insurance companies that you did whatever the violation was. Your current insurer will raise your rates when it finds out. When you go to look for a different insurance company, the rates you are quoted will be higher than they would otherwise be. This is a direct financial cost to you that can be a lot more than what was actually written on the ticket.
Points
Every time that you commit a traffic violation of any kind, you risk getting points on your license. The exact number depends on what specific violation you committed and how many times you have committed it. The points are cumulative. In Florida, if you get 12 points on your license in any 12 month period, your driver’s license is suspended. Yes, this causes your insurance to be even higher because it is yet another incident in your record for insurers to count against you.
Driving School
For some traffic tickets in Miami, you can elect to go driving school so that you do not get points on your license. This means that you get to pay someone to teach you that speeding is not allowed. You already knew that. If you did not, then you learned it when you paid the ticket. You also have to pay this person to certify to the government that you attended the class. If that is not done, then your license is automatically suspended. The people who teach driving school routinely forget to send the certifications in. That means you can be driving around on a suspended license without knowing about it. If you get stopped again for any reason, you will have a difficult situation to handle with the police officer who stops you.
It should now be obvious to you that you do not want to take a friend’s advice to just pay a ticket. You need to talk to an attorney who focuses on traffic tickets in Miami. If the attorney tells you to go ahead and pay the ticket, you can be certain it is in your best interest to do so. However, the attorney is rarely going to tell you to do that. Instead, the attorney will try to help you get out of the situation without increased insurance costs, license points or driving school.

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