What Impact will a DUI Conviction Have on My Insurance Rates?

Let’s face it. DUI convictions are not good. Insurance companies don’t like to insure people with excessive speeding violations, let alone with drunk driving convictions. In Florida, the normal “laws of gravity” concerning insurance rates after a Florida DUI apply. As a general rule, you should expect to see increased insurance rates for three to five years following a conviction for a Florida DUI. How much is less clear. Since insurance rates are dictated for the most, there is no easy way to predict future insurance rates. The following are some factors that insurance companies take into account: Your sex; Your age; Your driving history; Your education; Your credit score. Other factors may include your history of business and/or claims with the company, including other business that the company may lose from you if they greatly increase your insurance rates after your Florida DUI.